Quick answers to your everyday financial questions- Dave Ramsey

I do think that most of the people who read finance books have definitely heard about the legend Dave Ramsey. I thought about writing his “The Total Money Makeover” review but I thought I should share reviews about his other books less known to the people.

So this is book as the title suggests is a quick fix for our financial Questions. It is very easy read and I kind liked it.

The word of wisdom from this book are:

Change your focus and change your life for the better.

Maturity doesn’t come with age; it comes with acceptance of responsibility. ED COLE

If you aim at nothing, you will hit it every time. ZIG ZIGLAR

A budget is telling your money where to go instead of wondering where it went.
JOHN C. MAXWELL

“WE make a living by what we get, but we make a life by what we give.” Save, Spend, and Give—my big three principles. Most people forget about the giving part because they think I only scream, “Save, save, save!!”

Money is like manure. If you leave it in a pile, it stinks. But if you spread it around, it does a lot of good. $ God has given us two hands— one to receive with and the other to give with. We are not cisterns made for hoarding; we are channels made for sharing. REV. BILLY GRAHAM

No matter who you are, you face obstacles daily. The people who win are the people who refuse to let that stop them. Work. Try. Don’t give up. $ Pray for good harvest . . . BUT keep on hoeing! SIGN ALONG A RURAL ROAD

The person who risks nothing, does nothing, has nothing and is nothing. They may avoid suffering and sorrow, but they cannot learn, feel, change, grow, love, and live. Chained by their certitudes, they are a slave, they have forfeited their freedom. Only a person who risks is free. UNKNOWN

Worry is a misuse of the imagination. DAN ZADRA

Vision without action is a daydream. Action without vision is a nightmare. JAPANESE PROVERB

If at first you don’t succeed… try hard work. WILLIAM FEATHER

It isn’t what you have in your pocket that makes you thankful, but what you have in your heart. UNKNOWN

EVERYONE knows they need to save for retirement.

Success is peace of mind, which is a direct result of knowing you did your best to become the best that you are capable of becoming. JOHN WOODEN

Life is either a daring adventure, or nothing. HELEN KELLER

Success is the intersection where dreams and hard work meet.
LYNN GOLDBLATT

The bridge between failure and success is HOPE. THOMAS JEFFERSON

The gist of the book is

PERSONAL FINANCE IS 80 PERCENT BEHAVIOR AND ONLY 20 PERCENT HEAD KNOWLEDGE! (Dave often repeats this in his every book)

I enjoyed reading this book so definitely recommend reading this.